@font-face {
  font-family: 'Poppins';
  src: url('../fonts/Poppins-Regular.ttf') format('truetype');
  font-weight:400;
}

@font-face {
  font-family: 'Poppins';
  src: url('../fonts/Poppins-Medium.ttf') format('truetype');
  font-weight:500;
}

@font-face {
  font-family: 'Poppins';
  src: url('../fonts/Poppins-SemiBold.ttf') format('truetype');
  font-weight:600;
}

@font-face {
  font-family: 'Poppins';
  src: url('../fonts/Poppins-Bold.ttf') format('truetype');
  font-weight:700;
}

@font-face {
  font-family: 'Poppins';
  src: url('../fonts/Poppins-ExtraBold.ttf') format('truetype');
  font-weight:800;
}


:root{--navy:#08254a;--teal:#007f82;--teal2:#0b6f72;--ink:#10233f;--muted:#5d6b7d;--line:#dfe7eb;--soft:#f4f8f8;--white:#fff;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'Poppins',Arial,Helvetica,sans-serif !important;color:var(--ink);line-height:1.55;background:#fff}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}.container{width:min(var(--max),calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid #edf1f3}.nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:.04em;color:var(--navy)}.brand img{width:246px;height:47px;object-fit:cover}.brand span small{display:block;color:var(--teal);font-size:.68rem;letter-spacing:.23em}.nav-links{display:flex;gap:27px;align-items:center;font-weight:700;font-size:.93rem}.nav-links a:hover,.nav-links a.active{color:var(--teal)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 19px;border-radius:5px;font-weight:800;border:1px solid transparent;cursor:pointer}.btn-primary{background:var(--teal);color:#fff}.btn-primary:hover{background:var(--teal2)}.btn-outline{border-color:var(--teal);color:var(--teal);background:#fff}.mobile-toggle{display:none;border:0;background:none;font-size:1.7rem;color:var(--navy)}
.hero{background:#fff;border-bottom:1px solid var(--line)}.hero-grid{min-height:540px;display:grid;grid-template-columns:1fr 1fr;align-items:stretch}.hero-copy{padding:75px 50px 58px 0;display:flex;flex-direction:column;justify-content:center}.eyebrow{color:var(--teal);font-size:.84rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.hero h1{font-size:clamp(2.45rem,5vw,4.15rem);line-height:1.03;margin:12px 0 20px;color:var(--navy);letter-spacing:-.035em}.hero h1 em{font-style:normal;color:var(--teal)}.hero p{font-size:1.12rem;color:#304258;max-width:600px}.hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin:25px 0}.microproof{display:flex;gap:18px;flex-wrap:wrap;font-size:.86rem;font-weight:700;color:#334c5f}.microproof span:before{content:'✓';color:var(--teal);margin-right:7px}.hero-media{background-size:cover;background-position:center;min-height:100%;position:relative}.hero-media:after{content:none}
.trust-strip{border-bottom:1px solid var(--line);background:#fff}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:22px 0}.trust-item{text-align:center;border-right:1px solid var(--line);font-weight:800;color:var(--navy)}.trust-item:last-child{border:0}.trust-item small{display:block;font-weight:400;color:var(--muted)}
section{padding:72px 0}.section-head{text-align:center;max-width:700px;margin:0 auto 38px}.section-head h2{font-size:2rem;color:var(--navy);margin:0 0 10px}.section-head p{color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:10px;padding:27px;background:#fff}.card h3{margin:8px 0;color:var(--navy)}.card p{color:var(--muted);margin:0}.card .icon{font-size:1.75rem;color:var(--teal)}.soft{background:var(--soft)}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.split h2{font-size:2rem;color:var(--navy)}.checks{list-style:none;padding:0;margin:20px 0}.checks li{margin:11px 0;padding-left:27px;position:relative}.checks li:before{content:'✓';position:absolute;left:0;color:var(--teal);font-weight:900}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:10px;overflow:hidden}.stat{background:#fff;padding:28px;text-align:center}.stat strong{font-size:2rem;color:var(--teal);display:block}.quote{background:var(--navy);color:#fff;padding:35px;border-radius:12px}.quote p{font-size:1.12rem}.cta{background:linear-gradient(90deg,var(--teal2),var(--teal));color:#fff;padding:38px 0}.cta-grid{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{margin:0;font-size:2rem}.cta p{margin:4px 0 0}.footer{background:var(--navy);color:#fff;padding:48px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:35px}.footer h3{font-size:1rem}.footer a{display:block;color:#d7e4ed;margin:7px 0;font-size:.9rem}.footer p{color:#d7e4ed;font-size:.9rem}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:32px;padding-top:18px;display:flex;justify-content:space-between;color:#c8d6e0;font-size:.82rem}.page-hero .hero-grid{min-height:240px}.page-hero .hero-copy{padding:18px 38px 18px 0}.page-hero h1{font-size:clamp(2.1rem,3.5vw,3.05rem);margin:8px 0 13px}.page-hero .hero p{font-size:1rem;line-height:1.48;margin:0}.page-hero .hero-actions{margin:17px 0}.page-hero .microproof{gap:13px;font-size:.8rem}.page-hero .hero-media{min-height:240px}.portrait{border-radius:12px;max-height:520px;width:100%;object-fit:cover}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article{border:1px solid var(--line);border-radius:10px;overflow:hidden}.article img{height:180px;width:100%;object-fit:cover}.article-body{padding:22px}.article h3{margin:4px 0 8px;color:var(--navy)}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px}.form label{display:block;font-weight:700;margin:13px 0 6px}.form input,.form textarea,.form select{width:100%;padding:13px;border:1px solid #cfdadf;border-radius:5px;font:inherit}.form textarea{min-height:150px}.notice{font-size:.82rem;color:var(--muted)}.legal{max-width:850px}.legal h1,.legal h2{color:var(--navy)}
@media(max-width:900px){.page-hero .hero-grid{min-height:auto}.page-hero .hero-copy{padding:20px 0 16px}.page-hero .hero-media{min-height:200px}.nav-links{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;padding:22px 30px;flex-direction:column;border-bottom:1px solid var(--line)}.nav-links.open{display:flex}.mobile-toggle{display:block}.header-cta{display:none}.hero-grid,.split,.contact-grid{grid-template-columns:1fr}.hero-copy{padding:55px 0 38px}.hero-media{min-height:360px}.trust-grid{grid-template-columns:repeat(2,1fr)}.trust-item:nth-child(2){border-right:0}.cards,.article-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.cta-grid{align-items:flex-start;flex-direction:column}}
@media(max-width:600px){.page-hero .hero-copy{padding:16px 0 12px}.page-hero h1{font-size:2.05rem}.page-hero .hero-media{min-height:155px}.container{width:min(100% - 28px,var(--max))}.hero h1{font-size:2.6rem}.cards,.article-grid,.stats{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid var(--line);padding:12px}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column;gap:8px}.hero-media{min-height:280px}.brand span{font-size:.9rem}.brand img{width:246px;height:47px}.nav{height:72px}.nav-links{top:72px}}

/* Services dropdown navigation */
.nav-dropdown{position:relative;display:flex;align-items:center}
.nav-dropdown-toggle{border:0;background:transparent;color:var(--ink);font:inherit;font-weight:700;padding:10px 0;cursor:pointer;display:flex;align-items:center;gap:5px}
.nav-dropdown-toggle:hover,.nav-dropdown-toggle.active,.nav-dropdown.open>.nav-dropdown-toggle{color:var(--teal)}
.nav-dropdown-menu{position:absolute;top:calc(100% + 12px);left:50%;transform:translateX(-50%) translateY(-4px);min-width:270px;background:#fff;border:1px solid var(--line);border-radius:9px;padding:9px;box-shadow:0 16px 35px rgba(8,37,74,.16);opacity:0;visibility:hidden;pointer-events:none;transition:opacity .18s ease,transform .18s ease;z-index:80}
.nav-dropdown-menu:before{content:'';position:absolute;top:-9px;left:0;right:0;height:10px}
.nav-dropdown-menu a{display:block;padding:11px 13px;border-radius:6px;white-space:nowrap;font-weight:700;color:var(--ink)}
.nav-dropdown-menu a:hover,.nav-dropdown-menu a.active{background:var(--soft);color:var(--teal)}
.nav-dropdown:hover .nav-dropdown-menu,.nav-dropdown:focus-within .nav-dropdown-menu,.nav-dropdown.open .nav-dropdown-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}
@media(max-width:900px){
  .nav-dropdown{width:100%;display:block;text-align:center}
  .nav-dropdown-toggle{width:100%;justify-content:center;padding:8px 0}
  .nav-dropdown-menu{position:static;transform:none!important;min-width:0;width:100%;margin-top:4px;padding:5px;background:var(--soft);border:0;box-shadow:none;display:none;opacity:1;visibility:visible;pointer-events:auto}
  .nav-dropdown:hover .nav-dropdown-menu,.nav-dropdown:focus-within .nav-dropdown-menu{display:none}
  .nav-dropdown.open .nav-dropdown-menu{display:block}
  .nav-dropdown-menu a{padding:10px 12px;white-space:normal}
}

/* Global typography */
button,input,textarea,select{font-family:'Poppins',Arial,Helvetica,sans-serif}

/* Long-form insight articles */
.article-hero{background:var(--soft);border-bottom:1px solid var(--line);padding:42px 0}
.article-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:44px;align-items:center}
.article-hero h1{font-size:clamp(2.15rem,4vw,3.45rem);line-height:1.08;margin:10px 0 16px;color:var(--navy);letter-spacing:-.025em}
.article-hero p{font-size:1.08rem;color:#304258;margin:0;max-width:720px}
.article-hero img{width:100%;height:300px;object-fit:cover;border-radius:12px}
.article-meta{display:flex;gap:14px;flex-wrap:wrap;margin-top:18px;color:var(--muted);font-size:.88rem;font-weight:600}
.article-layout{display:grid;grid-template-columns:minmax(0,760px) minmax(260px,1fr);gap:52px;align-items:start}
.article-content{font-size:1rem;color:#263a50}
.article-content h2{font-size:1.65rem;color:var(--navy);margin:38px 0 12px;line-height:1.22}
.article-content h3{font-size:1.18rem;color:var(--navy);margin:28px 0 8px}
.article-content p{margin:0 0 18px}
.article-content ul,.article-content ol{padding-left:24px;margin:0 0 20px}
.article-content li{margin:8px 0}
.article-content a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}
.article-lead{font-size:1.13rem;color:#20364d;border-left:4px solid var(--teal);padding:4px 0 4px 20px;margin:0 0 28px}
.article-callout{background:var(--soft);border:1px solid var(--line);border-radius:10px;padding:24px;margin:28px 0}
.article-callout h3{margin-top:0}
.article-callout a{color:var(--white);}
.article-sidebar{position:sticky;top:105px}
.sidebar-box{border:1px solid var(--line);border-radius:10px;padding:24px;margin-bottom:20px;background:#fff}
.sidebar-box h3{margin:0 0 12px;color:var(--navy)}
.sidebar-box p{color:var(--muted);font-size:.94rem}
.sidebar-box .btn{width:100%;margin-top:8px}
.source-note{font-size:.86rem;color:var(--muted);border-top:1px solid var(--line);padding-top:20px;margin-top:36px}
.article-disclaimer{font-size:.86rem;color:var(--muted);font-style:italic;background:#fafcfc;border-radius:8px;padding:16px;margin-top:24px}
.related-articles{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.related-card{border:1px solid var(--line);border-radius:9px;padding:20px;background:#fff}
.related-card h3{margin:0 0 7px;font-size:1.05rem}
.related-card a{color:var(--teal);font-weight:700}
@media(max-width:900px){.article-hero-grid,.article-layout{grid-template-columns:1fr}.article-hero img{height:240px}.article-sidebar{position:static}.article-hero{padding:30px 0}}
@media(max-width:600px){.article-hero{padding:24px 0}.article-hero img{height:190px}.related-articles{grid-template-columns:1fr}.article-content h2{font-size:1.4rem}}